The Only way to protect the wisdom of the Crowd is to Protect the Independence of the individual.

Markets work the same way....

The Anthropocene

The Reason there is no Loan Growth is Because banks don't have to Make Loans to make money....

In the ERA  Deregulation (repeal of Glass-Steagal)  ....this Activity is now incidental to their business Model....

Adaptive Systems are Complex, Fractal and Modular - It's That Simple...

Portfolio Management is a Modular System

The Modular World - A Publication of MW/Financial - Specialists in Modular Portfolio Consruction and Management

The Song of the Nightingale.......

A System of Systems - A Modular Concept - from IBM's asmarterplanet.com

Systems Thinking

Perhaps the most successful learning technique we are taught as we are growing up is the method of analysis by decomposition, in which we break complex things down to the level where we can understand the individual parts.This works for many things, but for dynamic systems, particularly those that involve humans, the usual effect is to squeeze out some of the most important features.

Systems thinking is an approach that draws attention to connections among the parts, particularly focusing on how the elements of a system feed back to one another, both creating extraordinary patterns of growth (amplifying feedback) and providing ways to control the system (regulating feedback).