Modular-Finance is A Game of Three Dimensional Chess......

as Einstein said ...you learn from the past....

Modern Finance assumes (stationarity)  the next  level will be like the last....- that is wrong

The world has changed and the Game has Changed - The ModularWorld is Digital - Mobile & Global - Liquid instead of Solid... ...liquid modernity has replaced solid modernity ....the Game is Mush Faster - Abrupt Change can Happen Quickly...Are You Ready...Five Year Cycles vs Fifty Year Cycles...Disruption is The Name of The Game ...