@WallStForMainSt: Tony Robbins brings in financial experts to simplify just how massive the US' debt problems are in this 20 minute... http://t.co/d8XpqW96

MW/AMFM wrote: @TheAtlantic: The bland bravery of Richard Levin: Why Yale's resigning president won't be remembered for boldness http://t.co/FT7YO5YK

@ritholtz: Wacky Email of the Month: Obama to Rejigger DJIA http://t.co/3PWtbcp2 $$

@chaubtu: if you've ever wondered why you get paid what you get paid -- listen to this podcast i produced for @MarketplaceAPM: http://t.co/Rx2Bc7t5

MW/AMFM wrote: @ValaAfshar: In a social business, every single employee represents your brand. To hire and keep the best, pay the best. #socbiz

@RDCushing: Entrepreneurial Economics: Bright Ideas from the Dismal Science >> http://t.co/54V0W8lK #SmallBiz

@jennablan: Exclusive: Morgan Stanley Smith Barney rainmakers consider exit http://t.co/wSmjb9IE

@HuffingtonPost: Jennifer Lopez rocks a yellow bikini in Miami http://t.co/i5Xm3tR7

@ValaAfshar: Success Is Random, So Court Serendipity http://t.co/AF1fVfVv by @drake_baer #business #startup

@NBCNewsBusiness: Bernanke: Fed will take on unemployment http://t.co/Q0W6BAfE

@moorehn: "I don?t yet know how to stand up to society that calls me worthless 10 times/ day." Devastating story of unemployment. http://t.co/3euH3hXx

@umairh: Superb. "@HBRrecs: Michael Porter and Co. on American Competiveness via @HarvardMagazine http://t.co/gysCi1G8"

@OnlineBizss: Unsecured Loans Online http://t.co/GItxkF4o

@profp_rod: Great interview on Bloomberg by Darden alum Patrick Mitchell.The Next Generation of Emerging Markets: Iraq http://t.co/Mzfn7WrQ #Darden #UVA

@ritholtz: WHY POLITICS ARE SO DAMAGING TO INVESTORS: Beliefs drive investors more than preferences: http://t.co/Eni8wiME $$

@ValaAfshar: Here is why your company needs a Chief Customer Officer http://t.co/1qV1I7jZ @HarvardBiz #CCO #CX

@TheModularWorld: MW/AMFM wrote: @ValaAfshar: The road of life has too many bends to be traveled without a plan. #bealeader

MW/AMFM wrote: @ValaAfshar: There is no finish line ... enjoy the journey and the companionship. #bealeader

@ShiftYourLife: "To me, if life boils down to one thing, it's movement. To live is to keep moving." -Jerry Seinfeld

@victorricciardi: A Financial Planner's Reflections on the Past Four Years - The Smarter Investor (http://t.co/m5O2wXuh) http://t.co/R9V40DAx via @usnews

MW/AMFM wrote: @zerohedge: The Election: It's The Food-Stamps, Stupid! http://t.co/82DKbyhu

@dan_v_carvajal: What are the social costs of high-frequency trading? by Tyler Cowen http://t.co/rYAAeTJe #econ #economics

@openculture: "Do Scientists Pray?": A Young Girl Asks Albert Einstein in 1936. Einstein Then Responds: http://t.co/l27f8SA8

@gatesed: #TEDtalk: Massive multiplayer games to teach science, new ways of problem solving: http://t.co/J9kWBb38 #edtech #STEM

@drewberman: What Are Amino Acids A Simple Explanation - http://t.co/loojDIMy

MW/AMFM wrote: @StockTwits: 8 Things I'd Do if I Were at a Hedge Fund http://t.co/7Ow6vl69 via @jimcramer $JOY $DIS $VZ

MW/AMFM wrote: @TheAtlantic: Why you should care about Big Tobacco's First Amendment rights http://t.co/dapyNvnc

MW/AMFM wrote: @zerohedge: Schizophrenia: Retirement ON By <1 DJIA Point, But Retirement OFF By <1 S&P Point http://t.co/sptdHqre

@tomfriedman: Great piece by Gillian Tett. This is where jobs conversation has to start. http://t.co/nNXC5KFm

MW/AMFM wrote: @ValaAfshar: There's a huge difference between playing not to lose vs. playing to win. @AmyJoMartin #getinthegame

MW/AMFM wrote: @ValaAfshar: Innovation is not born from the dream, innovation is born from the struggle. http://t.co/Jyoej3C0 @simonsinek

@techFINSider: Crowdfunding gets a new platform, Face-tagram for the win, Manhattan start-ups head uptown http://t.co/Mqm5R9YE

MW/AMFM wrote: @TheAtlantic: Medical advice from 1910: Cocaine for sore throats and chloroform for asthma http://t.co/oz7Is0Uv via @mental_floss

@UnlearningEcon: Simon-Wren Lewis, a prime example of a reasonable mainstream guy wrestling with the fundamental flaws of economics: http://t.co/5HQ2VUZv

MW/AMFM wrote: @ValaAfshar: RT @jack: "When I believe in something, I fight like hell for it."-Steve McQueen http://t.co/ICAgEdRk

@navarrotells: Do these personality traits look familiar - narcissism and cults http://t.co/TDJ66SB5

MW/AMFM wrote: @zerohedge: Draghi's Master Plan Matrix http://t.co/IfaPCj1w

@YahooFinance: Ex-stock broker: I realized that most of what I did was bad for clients--so I quit http://t.co/arwgGR3V @aarontask @hblodget

@econjared: A bunch of economic relationships are not behaving the way a lot of influential people say they should. http://t.co/k5Ko58pA

@TheModularWorld: MW/AMFM wrote: @ValaAfshar: RT @Ekaterina: "To be yourself in a world that is constantly trying to make you something else is the greate ...

@pensionpartners: The Imperfect Balance Between Work and Life http://t.co/8QZAUGKx via @zite

MW/AMFM wrote: @StockTwits: Credit-card use in China is booming & only 55% of users say they pay balances in full http://t.co/eGNZxD71 ht @jasonzweigwsj $FXI

MW/AMFM wrote: @business901: Lean #ServiceDesign takes to the road: Closing the Gaps between Perception and Reality http://t.co/u7DYAN8L #lean #service #design

@EconomyWatch: Daily EconQuote: "A society in which consumption has to be artificially stimulated in order to keep production... http://t.co/N4ImvmYK

MW/AMFM wrote: @Nouriel: Should Fischer puncture the housing bubble? - Israel News | Haaretz Daily Newspaper http://t.co/wJBoM1dV

@WSJ: The latest on the #GOP2012 convention delivered straight to your mobile device, on our Politics stream: http://t.co/WdXZUvlM

@DanielPink: What does it take to become an expert at anything? http://t.co/18uyv9g6 (via @bakadesuyo)

@Forbes: How Does Your Company's 401(k) Plan Stack Up? http://t.co/DaasZriv

@FTAlphaville: Ahhhh! No robots! http://t.co/QI89JPtd

MW/AMFM wrote: @ValaAfshar: Impact of social media and how to harness the customer awakening http://t.co/OLRmIjcm @harvardbiz #socbiz #cmo #cio #cco

@HarvardBiz: Self-awareness is a critical factor in building a successful business http://t.co/QfzgtOli

@BruceBorup: Macroeconomic conditions continue to add to the uncertainty and #complexity of #strategic #business #planning http://t.co/0MZMG0X3

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@SeekingAlpha: Using Consistent S&P 500 Yield Dimensions For Dividends, Sales, Earnings And Book Value http://t.co/FN8T0jga $IVV $SPY $VOO

MW/AMFM wrote: @TheAtlantic: A 1940s factory manual teaches male bosses how to 'supervise a woman' http://t.co/qXB9MUm3

@HarvardBiz: What Data Can't Tell You About Customers http://t.co/EgQ2YJPV

@paysoncooper: Articles that will help you learn more about marketing - http://t.co/hSx0z2An #mrktng

@FastCompany: #TheRules of Social Media: "Go beyond the dialogues: promote "multialogues," writes @betodovalleTF http://t.co/PJlFGHyj

@JesseLynStoner: RT @drbret: Good leaders tell good stories - http://t.co/V60Hsu4o via @ldrlb

MW/AMFM wrote: @ValaAfshar: We live in a knowledge sharing era where employees, customers are social and willing to give feedback. Listen loudly. #cxo

@ValaAfshar: "understand customers as people ?nuanced, dynamic, unpredictable? not just collections of data." http://t.co/a2Uf41aT #cxo

MW/AMFM wrote: @StockTwits: On the Fiscal Side: How have we used the Economic Stimulus? http://t.co/nmu5ey20 via @RecoveryDotGov $$

@FastCompany: "Stop thinking Campaigns & start thinking Conversations," writes @TIMJ_Neil http://t.co/PJlFGHyj #TheRules of Social Media!

@SeekingAlpha: The Fed's (Fictional) Intervention In The Gold Market, Part IV: Faulty Logic http://t.co/pu2Hecwq $GLD

@ManagersDiary: "No matter how carefully you plan your goals they will never be more that pipe dreams unless you pursue them with gusto." ~W. Clement Stone

@CharlesMunn1: A critical thinker considers all and enjoys it. The ignorant whine that it's too hard to consider all and nip at the ankles of those who do.

@GeoEconomics: #drheynen Escalating Identity Conflict ? an Ethnic Conflict. Has ?#Europe? Failed? http://t.co/dJUC6IIP

@GermanUSAcom: Ever wanted to find the best German places in America? http://t.co/R2rFYvig

@MichaelKitces: Someone asked about retirement income designations. Best I've seen are RMA (http://t.co/gRrbdvGi) & RICP (http://t.co/0HYVIKcc). Any others?

MW/AMFM wrote: @tom_peters: Tom's Manifesto For the New Rules on Human Capital - http://t.co/Ny44oxIf http://t.co/A0788Ltm ^SD

@SeekingAlpha: Recent IPO Yields Over 8% And Is Hitting On All Cylinders http://t.co/Pml7CdsT $OAK

@nytimesbusiness: Today's Economist: Nancy Folbre: Our Dis-Integrated Economy http://t.co/DV6KcQdb

@NBCNewsBusiness: Jury in Apple case: You can patent cool: http://t.co/KpGiYu7c $AAPL

@HuffingtonPost: The ultimate bikini FAIL compilation http://t.co/HJrj53hE

@NBCNewsBusiness: Money-saving strategies taken to the max http://t.co/pj3shYxW

@ritholtz: When Will They Learn, Version 47th http://t.co/v6quqhkb $$

MW/AMFM wrote: @TheAtlantic: The cheapest generation: Why car-buying for Millennials will never be what it was for Boomers http://t.co/nUOwjVED

@UVA: What went into #UVa decision to decline Obama campaign request? Full statement here: http://t.co/D9t3ZI6L

@Forbes: Economist Appearing On Max Keiser Show Forced To Resign http://t.co/d31hodRe

@ForbesTech: Economist Appearing On Max Keiser Show Forced To Resign http://t.co/6jB6rmF2

MW/AMFM wrote: @ValaAfshar: RT @Jon_Ferrara: Seven Personality Traits of Top Salespeople - Harvard Business Review http://t.co/KE7c58Bz #Sales

@nytimesbusiness: A hardware renaissance is underway in Silicon Valley: http://t.co/83iUGDZi

MW/AMFM wrote: @TheAtlantic: Why the gold standard is the world's worst economic idea http://t.co/ZRof44D4

@farnamstreet: Why Too Much Data Disables Your Decision Making http://t.co/p47OUkJi

@ForbesTech: Sexy Ads That Are Equal Opportunity http://t.co/mYmgYbO6

MW/AMFM wrote: @ValaAfshar: RT @jowyang: The Future: Augmented Reality Gaming (Video) http://t.co/fiOjaKxu How does this make you feel?

@NYTimeskrugman: Ayn And The Apologists http://t.co/4LNdUIhQ

@Zen_Moments: We shall require a substantially new manner of thinking if mankind is to survive. ~ Albert Einstein

@ewallstreeter: Billionaire Seth Klarman?s Favorite Healthcare Stocks http://t.co/NYLchC0e

MW/AMFM wrote: @politico: Your Sunday talk show tip sheet: http://t.co/j7ZkqFjK

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MW/AMFM wrote: @ValaAfshar: Fought brain, lung, and testicular cancer and won; responsible for hundreds of millions of charitable work. Live strong.

Foot stall ladder

Rug pad

Shoe rack flat plug extension velcro strips water

@wonkmonk_: MIT's Technology Review: The Future of Work http://t.co/GWtQnZff

@JonHaidt: I am leaving UVA and moving to NYU-Stern, where I'll apply moral psych to business ethics: http://t.co/OL0YTxvD

MW/AMFM wrote: @ValaAfshar: Why pivot? Failure is a lesson. http://t.co/gT6mGVx2 @FastCompany [good read] #business #leadership

MW/AMFM wrote: @ValaAfshar: 6 Must-Have Attributes of Social Media Managers: http://t.co/8YEjt08I by @Belicove #socbiz #socialmedia #smm

@jilevin: Matt Taibbi: Wall Street Has 'No Fear Of Individual Punishment http://t.co/S9Ci61sq

@FisherTechNA: Plans are only good intentions unless they immediately degenerate into hard work.~ Peter Drucker

@philoquotes: The energy of the mind is the essence of life. ~ Aristotle http://t.co/f4ljCrYp

@JesseLynStoner: Thanks for the RT @drericwood on my post "Manage the Challenges of a Matrix Organization" http://t.co/l5QIIQ88

@WSJtech: How Social Media Covered Empire State Shooting http://t.co/ZAfdOyUz

@MKTWBurton: Buffett, Soros, Einhorn, Klarman, Ackman: The starting lineup for your fantasy fund-manager team: http://t.co/rKcbAQUk

@FastCompany: There hasn?t been any major, disruptive thinking in the overall home buying system. Until now. http://t.co/a9AgVWw8

@theboywilliams: Great article about contemporary evolution - "Human Change We Can Believe In" - http://t.co/jDsa1yXN via @prosyn #mustread

MW/AMFM wrote: @ValaAfshar: Delighting customers is a team sport. View customer service is a process, not a department. Let us win together. #custserv

MW/AMFM wrote: @business901: Is Chaos prevalent in your Organization? Be honest - what to do... http://t.co/GuhcjibU #lean #kaizen

@Forbes: How to pull back the curtain and become a successful business storyteller. http://t.co/KaSEIlai

MW/AMFM wrote: @ValaAfshar: "We do no market research." - Steve Jobs http://t.co/Rwytqv9o @briansolis

@jenmcclellan: Latest market commentary from Liz Ann Sonders, Schwab (an Edelman client). http://t.co/expVLFVY

@GoToMeeting: About to give a proposal? Brush up on your persuasive speaking in this webinar from @terrisjodin and steal the show: http://t.co/tx3aGFbP

@FastCompany: Contribute your social media mantras to our crowdsourced guide! Use the hashtag #TheRules or submit them here: http://t.co/q8E5PGeh

MW/AMFM wrote: @zerohedge: On Economic Deceivers And Propagandists http://t.co/LRsVQCg2

MW/AMFM wrote: @ValaAfshar: To create true innovation, consider who you want your customers to become http://t.co/3zrgwX3Y @fastcompany #business

@atessabenefits: For many boomers, ?retirement age? is a moving target. http://t.co/iyUky1O5 http://t.co/MI3Nvo7W

MW/AMFM wrote: @zerohedge: Santelli Exposes The Political Fed Behind The Curtain As Romney Makes Bernanke A Target http://t.co/9n0jayNs

@weeklystandard: Take Cover: Hmm.?Mark Zandi is?predicting boom times. http://t.co/zLFnPVvx

@marylynn3: What is personal disruption? Find out in this great interview by @jonathanfields w/ @johnsonwhitney http://t.co/fWozF8Ba

MW/AMFM wrote: @TheAtlantic: Remembering Bill Thurston, the mathematician who helped us understand the shape of the universe http://t.co/X5P6310Y

@GreatfulSpace: How the Law of Attraction works for you http://t.co/4ofpr4ft

@JesseLynStoner: RT @mkaplanpmp: Do you have purpose? by @JesseLynStoner http://t.co/ievHN4G4 #pmot #cio #agile #projectmanager #hr #leadership

@JesseLynStoner: Does your company culture resemble this classic arcade game? http://t.co/LzlxVrrj via @leaderchat

Thanks Charles

@CharlesMunn1: For an overview of physics, read this free (PDF) book, The Evolution of Physics, by Albert Einstein http://t.co/G9uPYUfO ?

@HuffingtonPost: Matt Taibbi: "Our best minds kind of suck at investing" http://t.co/d5ENu3cg

@villagevoice: The Greatest Sex Scene Ever Written: Failure And Success In The Age Of Unlimited Porno http://t.co/ZwEf7usB

@nprnews: The Cheapest Generation: Why Aren?t Millennials Buying Cars or Houses? http://t.co/t2Gt3Tez

@ewallstreeter: How To Use Gmail For Sending Email From Different Addresses http://t.co/Yl3jehI2

@TheAtlantic: The cheapest generation: Why aren't Millennials buying cars or houses? http://t.co/UQo9jtml

Retail Professional and institutional levels

@FactSet: 50 largest #hedge funds increased equity exposure by 3%, 45/50 showed an increase in equity assets in Q2?12 http://t.co/rYKv6lL1

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@HedgeFundRisk: Confidence in US equity market structure sinks to new low, says TABB Group: United States funds... http://t.co/WHOdnrq4 #hedgefund #risk

@Inc: Best Counterintuitive Email Marketing Advice, via @EntryLevelRebel http://t.co/EeSqGIoM

@ProSyn: Davies: New, stable relationship between financial authorities & private firms depends on reworking intellectual models http://t.co/AD83h9qZ

@mainandwallu: In a matrix organization/community U create a standard of excellence 4 your product or service and U play to it and improve it (Kaizen)

How does it work....How does it flow...

@delong: Alex Pareene: "Niall Ferguson trolls everyone in Newsweek: Getting every single fact wrong in a magazine cover story i" http://t.co/oCvlHD5x

@TheModularWorld: The US economy chili recipe tasteless bean counters, greedy bankers and promiscuous politicians willing and able for hire..

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@umairh: Sure, Jobs was a visionary. But an economy packed with tasteless beancounters made Apple's success like taking candy from a baby.

Manage for outcomes instead of textbook

MW/AMFM wrote: @ValaAfshar: What's the outcome I want? A question successful people ask themselves http://t.co/QX55RAoQ #leadership

@dscofield: RT @leadchangegroup: However beautiful the strategy, you should occasionally look at the results. - Winston Churchill

@McKinsey: CHART: 5 Business Models for Social Tech Over the Next Decade via @McKinsey_MGI #McKSocial http://t.co/BLOM8F9N http://t.co/Cd08E0mw

MW/AMFM wrote: @ValaAfshar: Building self-supporting networks with social machines [my @Forbes interview] http://t.co/YsRmpqGB #cio #crm #e20 #TSIA

MW/AMFM wrote: @ValaAfshar: What is executive presence? and can it be developed? http://t.co/4MvqhIjz @HarvardBiz #leadership #management

@RDCushing: What is This Thing Called #TheoryOfConstraints and How Should It Be Implemented? - http://t.co/jlOVZvgp #ToC

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MW/AMFM wrote: @ValaAfshar: RT @nilofer: "I have seen the future of work. It is no longer in those clear straight paths. It is in networks." - @deanna

MW/AMFM wrote: @ValaAfshar: Social media influencers versus brand advocates: 5 must-reads http://t.co/NCRUJmBJ #socbiz #socialmedia

@Nouriel: America?s clear choice: Franklin Roosevelt or Ayn Rand | The A-List | http://t.co/DpFvbt87 http://t.co/uoWbq8qs Real hard choice....lol

@zerohedge: 'Anti-Goldilocks' And The Fed-Equities Nexus http://t.co/gYoXa0TP

@WSJspeakeasy: Ricky Gervais on the End of the American ?Office? http://t.co/tXkiT1PW

@YahooFinance: Warren Buffett: Investor or Trader? http://t.co/iYuV8fQL

MW/AMFM wrote: @ValaAfshar: In the social era, frontline customer service empowerment is key to scaling the voice of your brand. #custserv

@TIME: PHOTOS: Seductive pictures from Argentina's world tango championships | http://t.co/HosKvt5m (via @TIMENewsFeed)

MW/AMFM wrote: @ValaAfshar: Adopt a TLC service design mindset - Think Like a Customer | lean, intuitive, and value driven. #custserv #cx

@TheModularWorld: MW/AMFM wrote: @zerohedge: Socialists know best RT @OpenEurope: French government refuses to lower growth forecasts to 0.1% as economist ...

MW/AMFM wrote: @ValaAfshar: Develop the habit of wonderment. imagine the possibilities, together. #leadfromwithin

MW/AMFM wrote: @ValaAfshar: The personality of the group represents your culture. The personality of the leader sets the tone. #leadfromwithin

@ValaAfshar: Develop a habit of purposeful discipline, based on value co-creation. #leadfromwithin

@AlterNet: What will cause the next banking crisis? And who will pay for it? http://t.co/7RNKLeJg

@ValaAfshar: "In the act of tearing something apart, you lose its meaning." ? Malcolm Gladwell

@JesseLynStoner: Everyone must provide leadership and assume responsibility for success in a matrix organization. http://t.co/iCvKL5bC

@ValaAfshar: In preparing for battle I have always found that plans are useless, but planning is indispensable. D Eisenhower

@tinybuddha: If your main goal is to make sure everyone likes & approves of you, you risk sacrificing your uniqueness & therefore your excellence. ~Anon

@ManagersDiary: "Honor bespeaks worth. Confidence begets trust. Service brings satisfaction. Cooperation proves the quality of leadership." ~JC Penney

~mfim~ ModularFinance* in Motion

MW/AMFM wrote: @ValaAfshar: "If the rate of change on the outside exceeds the rate of change on the inside, the end is near." @jack_welch #socbiz

MW/AMFM wrote: @ValaAfshar: "the problem with the race to the bottom is that you might win." http://t.co/CfVYHC1w #leadership #business

@BusinessPlanWeb: Live up to your company name - http://t.co/GdhVGJa5

@BusinessPlanWeb: How much do you charge for your products and services? Determine the value and charge enough to set you apart from your competitors.

@BusinessPlanWeb: Can you write your #Business #Strategy on one page? If you need more paper, your employees will struggle to understand and execute it.

@JesseLynStoner: Thank you! RT @blanchardcoach: Manage The Challenges of Working In a Matrix - http://t.co/jbz5eNgU by @JesseLynStoner via @SeapointCenter

Modern finance casino gambling and the game you play...

The Chess Game of ModularFinance*

MW/AMFM wrote: @zerohedge: LOCKHART SAYS ECONOMIC DATA HAVE BEEN ?FIRM' IN LAST MONTH

@EconBizFin: Universal banks are a dreadful deal for investors http://t.co/zJfD0soq

MW/AMFM wrote: @ValaAfshar: It is not easy to find a good #socialmedia person to represent your brand http://t.co/sv3d7pNz @fastcompany #cmo #smm

@TheModularWorld: @themotleyfool: Funny thing about businesses and consumers: Neither's all that great at predicting the economy's future. Here's why: htt ...

MW/AMFM wrote: @ValaAfshar: Deloitte: by 2014, most companies will adopt gaming concepts in business http://t.co/W6vVe9YX #socbiz #e20 #cmo #cio

@DRUDGE_REPORT: Dental health 'linked to dementia'... http://t.co/gUVrLD3G

@JesseLynStoner: Four challenges of a matrix organization and how to trump them: http://t.co/gvwEZOWH

@LollyDaskal: RT @gwynt: JesseLynStoner provides some excellent guidance on how to "Manage the Challenges of Working in A Matrix http://t.co/JtHYe4b3

@CNBCWorld: Who Needs Banks? Rise of Asia's State Credit Agencies http://t.co/LakKWY1A

MW/AMFM wrote: @ValaAfshar: As @PamMktgNut said: communities build the brand. #mmchat

@thenation: Economist @RBReich takes to the easel to break down the tenets of Paul Ryan's economic plan: http://t.co/C1AYzh1b

@BusinessPlanWeb: Now Available! Survival Kit for Small and Medium Businesses - Profit from your Business Risks... http://t.co/OGuMXbAa

@BusinessPlanWeb: Now Available! Survival Kit for Small and Medium Businesses - Profit from your Business Risks... http://t.co/OGuMXbAa

@openculture: Victorian slang - a guide to sexual Victorian terms. A tad NSFW -- http://t.co/5lU6flce

MW/AMFM wrote: @zerohedge: Cheniere (LNG) going much higher: China fund invests in US gas export plant http://t.co/EhHntv6L

MW/AMFM wrote: @zerohedge: Looks like Buffett has lost a few hundred million on the muni CDS position: inception 20 bps, novation 80 bps, $8.25bn notional

@TheAtlantic: Can a computer algorithm tell us what makes Paris look so, well, Parisian? http://t.co/DP5s5pKs

MW/AMFM wrote: @zerohedge: Career Risk Panic: Only 11% Of Hedge Funds Are Outperforming The S&P In 2012 http://t.co/Nhee2CPp

@jilevin: 352 members of Congress left office since 1998. Where are they now? http://t.co/6r7GN6EQ

@ritholtz: Triage http://t.co/KXx2YBo2 $$

MW/AMFM wrote: @business901: RT @flowchainsensei: "Whatever you say it is, it isn't." ~ Alfred Korzybski

MW/AMFM wrote: @ValaAfshar: There is no safety in the status quo. Embrace chaos and learn to unlearn. Disrupt yourself. #usguyschat

@AlterNet: How risky is oral sex? http://t.co/Sk90mdrg

MW/AMFM wrote: @ValaAfshar: Shared knowledge is power - today's social era is defined by our ability to share insights to fuel collaboration. #cxo

MW/AMFM wrote: @ValaAfshar: A river without boundaries is a puddle - provide guidelines for employees but empower them to do what's right. #cxo

MW/AMFM wrote: @ValaAfshar: Thoughtful and consistent communication of core values and guiding principles bonds employee commitments. #cxo

@farnamstreet: From the weekend, a must watch: Thinking That We Know ? Daniel Kahneman http://t.co/WBOnTnPH

TMW wrote: @zerohedge: From April: How The Fed's Visible Hand Is Forcing Corporate Cash Mismanagement http://t.co/hlhP5N3t

@MarketWatch: Yield caps would be a powerful new ECB weapon http://t.co/9WpXywZ7

TMW wrote: @zerohedge: Finally someone discusses optimal use of cash flow, and why dividends and buybacks is among the worst choices

@HuffingtonPost: Paul Krugman bashes Niall Ferguson's Newsweek cover story http://t.co/JyxJEIew

? ?lP??~?

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@markbeck: When you get to the end of your rope tie a knot and hang on. - Winston Churchill

TMW wrote: @zerohedge: Goodbye Civilization: So Simple A Greekman Can Do It http://t.co/Zz2TeVbJ

TMW wrote: @ValaAfshar: Corporate culture matters more than you think http://t.co/RfeS4w4i v @msuster #business #socbiz #leadership

Help investors build and manage portfolios that can adapt to structural change

@HarvardBiz: Turning Customer Intelligence into Innovation http://t.co/mYaQiup6

MW/AMPM - an investment platform and strategy design to adapt and adjust to structural change

@MartinaMcGowan: How Not to Steal People's Content on the Web http://t.co/idFWosmf via @HubSpot

TMW wrote: @Nouriel: Highly unlikely that the ECB will announce formal and explicit targets for bond yields.

@BusinessPlanWeb: Keep your business mission statement short. If you can put your mission statement in your business name, so much better.

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B???0?^n??e2?? ???;(b??eP?M.?Ai? $ ??i? 4????9H\????2h^ ??r???????? D ??ezY?~???2(?&????????

TMW wrote: @tom_peters: RT @Billy_Cox: Man is only truly great when he acts from his passions! Benjamin Disreali

@RDCushing: Optimize Your Twitter in 4 Easy Steps http://t.co/ym5E2MQF | #SocialMedia #marketing #SmallBiz

TMW wrote: @NewYorker: .@BorowitzReport - Republican Congressman Proposes National Security Role for Uterus: http://t.co/MRjgepdY

TMW wrote: @NewYorker: .@BorowitzReport - Republican Congressman Proposes National Security Role for Uterus: http://t.co/MRjgepdY

@ReformedBroker: Rep Todd Akin has some interesting ideas about legitimate rape http://t.co/G68MqtaS

@paulhelmick: "The more monetization you do on a social network, the worse the consumer experience becomes" http://t.co/omVSBKpe (via Instapaper)

@LegalZoom: Delivering a Powerful 10-Minute Investor Pitch http://t.co/6TmJDsO3 #smallbiz

@themotleyfool: California's finances are a mess and why it's no longer a good idea to be in the investment industry: http://t.co/spIhxz0X

@LaurenYoung: Does a Bullish Stock Market Predict a Faster Recovery? http://t.co/TYTiJwSI

TMW wrote: @ValaAfshar: Aside from skill, winners have a formula for success - 10 steps http://t.co/g5gKbEqm @harvardbiz #leadeship

TMW wrote: @ValaAfshar: #TheRules of social media - connect people and the dots will follow. Collaborate purposefully, connect gratefully. @FastCompany

TMW wrote: @StockTwits: Why Facebook's IPO Was Not the Largest Ponzi Scheme in History http://t.co/psmzaijc via @reformedbroker $FB

@rszbt: A quantum computer will be a game changer: RT @physorg_com: Physicists demonstrate that 15=3x5 about half of the time http://t.co/LkBd0ciE"

@ftfinancenews: Spitzer defends Wall Street research changes http://t.co/f5OpMIxw

@MainandWall: U can't model the future because U don't have the data.. build systems to balance deliberate and emerging strategies that can adapt 2 change

TMW wrote: @ValaAfshar: My company was voted #5 best place to work in Boston 2012 by BBJ. Our annual attrition is < 2% with NPS of 81. CULTURE.

@TheModularWorld: TMW wrote: 1/2: @ValaAfshar: RT @SteveCase: Niall Ferguson: Don't Believe the Techno-Utopian Hype http://t.co/DBEqumr0 @nfergus: "Some s ...

TMW wrote: @zerohedge: Guest Post: Former Marine Arrested For Patriotic Posts On Facebook http://t.co/Sb7amYyI

TMW wrote: @StockTwits: RT @ScottPluschau Weekend Update in Gold: A great battle on the chart between the bulls and bears
http://t.co/0ULcsLUV
$GLD $IAU

@ValaAfshar: #TheRules of social media: think small town rules: Learn people's names, stay open a bit longer than advertised. @FastCompany

TMW wrote: @ValaAfshar: RT @StanfordBiz: The right neurochemical cocktail for creativity? High levels of serotonin & dopamine - http://t.co/Q1vemaUi

TMW wrote: @ValaAfshar: Simplicity is the ultimate sophistication http://t.co/19LQ9eUZ @inc #innovation

TMW wrote: @zerohedge: The Modern Debt Jubilee http://t.co/VsGp1OYU

@ConfidentInvest: It's not if you're right or wrong, but how much money you make when you're right and how much you lose when you're wrong. -George Soros

@umairh: Wow. RT @petersims: $4.2 bil from finance since 2006 RT @ebertchicago: Washington's Wall Street sugar daddies. http://t.co/zfGR8iiX

@umairh: NB. When I use the term "Anglo-America", I'm not talking about you, or your pals. I'm talking about a set of institutions and a model.

TMW wrote: @zerohedge: Here is the New York Fed with the "stunning" revelation that short selling bans fail every time: http://t.co/9wShoF6z

@InnoThinkGroup: Commoditization is the greatest threat to innovation. http://t.co/ce2iIoRJ #Innovate #Strategy #smw #AMA

TMW wrote: @zerohedge: So ECB now (well, and back in 2011 apparently) says what "fair" rate is for Spanish bonds: 7? 6%? Why not -1% like Swiss?

TMW wrote: @zerohedge: So ECB now (well, and back in 2011 apparently) says what "fair" rate is for Spanish bonds: 7? 6%? Why not -1% like Swiss?

The more we print without creating growth the bigger the sand pile gets - and sooner or later the avalanche levels it...

@zerohedge: ECB's Latest Deja Vu Bluff: Rate Caps On Sovereign Bonds http://t.co/tpqfd2AL

TMW wrote: @ValaAfshar: Are You Sure You're Not a Bad Boss? http://t.co/guilKn6D @HarvardBiz [a good checklist reminder] #leadership

TMW wrote: @ValaAfshar: RT @lazerow: RT @HarvardBiz: In a Fast World, Think Slowly http://t.co/UkrSf9GT

@angrybearecon: It is in the interests of bankers and landlords to masquerade as capitalists: An comment worth noting on an ?in... http://t.co/vAwusWHa

TMW wrote: @ValaAfshar: "If your actions inspire others to dream more, learn more, do more and become more, you
are a leader."-John Adams

TMW wrote: @ValaAfshar: Destiny is not a matter of chance. it is a matter of choice. @LollyDaskal

TMW wrote: @johnsonwhitney: Dare to sign up -- to draw yourself in to the Dare, Dream, Do teleclass beginning Sep 12! http://t.co/u3yEHg9u

@marcfaberblog: Marc Faber?s "100% Guaranteed" Prediction ? Revisited by @CommodityHQ http://t.co/kklH8677

TMW wrote: @politico: Leading POLITICO this morning -- Ryan targeted on women's issues: http://t.co/Ajq5PcJg

TMW wrote: @ValaAfshar: Global top 100 social media agencies and consultants 2012-13 http://t.co/kIKcqzp3 #socbiz #socialmedia

@zerohedge: When Darwin Failed: "Fishing For Perfect Markets" http://t.co/fgA4ubFL

TMW wrote: @ValaAfshar: RT @TheEconomist: Can computers analyse a sentence in terms of its component grammatical pieces? http://t.co/a4P7uCRp

TMW wrote: @ValaAfshar: Knowledge has to be improved, challenged, and increased constantly, or it will vanish. Peter Drucker

TMW wrote: @zerohedge: Guest Post: Sanctions Force Iranian Retreat from Global Stage http://t.co/gANH599L

@tedcoine: 4 Tips To Build Your Personal Brand http://t.co/oxML1QFJ via @BrennerMichael

@twiteconomy: Emerging Markets Trader Tells Us Why He's Completely Getting Out Of Finance Amid This 'Pitiful' Market http://t.co/37qW3NIP #business

TMW wrote: @HuffingtonPost: Will Chelsea Clinton run for office? http://t.co/q8fuVkVp

~mfim~ModularFinance* in Motion

 @ValaAfshar: Hire people that extend your company's boundaries. Avoid those that try to stay within them. @levie #startup #leadership

MW/AMFM~ wrote: @ValaAfshar: 3 Golden Rules Of Successful Storytelling In The Social Era | @Forbes http://t.co/QhsTk4X1 #cmo #socialmedia #marketing

PIVOT

Sherlock Holmes

MW/AMFM~ wrote: @ValaAfshar: Listening tells others they matter. @Leadershipfreak #leadership

@TheModularWorld: Pivot is a modular concept that balances deliberate and emerging strategies

MW/AMFM~ wrote: @ValaAfshar: If you can't pivot, you can't succeed. http://t.co/LAzqlf93 @fastcompany [good read] #business #management

MW/AMFM~ wrote: @ValaAfshar: If you can't pivot, you can't succeed. http://t.co/LAzqlf93 @fastcompany [good read] #business #management

@BusinessPlanWeb: Want to know what to include in your business plan? Essential Contents you need to know about http://t.co/9O8ruO4d

MW/AMFM~ wrote: @ValaAfshar: The importance of Twitter in marketing... http://t.co/lY35ybyT @briansolis #socbiz #marketing #cmo

@HuffingtonPost: Paul Ryan's favorite band writes brutal op-ed against him http://t.co/tzAc7vik

Generating Investment Ideas: Interview with Futurist David Houle | Enterprising Investor

Generating Investment Ideas: Interview with Futurist David Houle | Enterprising Investor

@ReformedBroker: The Death of the Daily Deal Biz. RIP, we hardly needed ye http://t.co/eKLtHqyY $GRPN $GGOD $AMZN

@RDCushing: Watch out! Market differentiation goes out the window when your product/service is seen as a "commodity." #SystemThinking Contact me.

@TheModularWorld: The truth is that our minds just aren't set up to be changed by mere evidence and argument presented by a "stranger".

Under certain conditions facts matter

"Redirect"

@Michael_Lytle: So True! RT @Hyken: You can?t earn loyalty from customers until you earn it from your employees. It?s part of the culture #custserv #culture

@umairh: Bingo. Superb. "@polit2k: "@msgbi: To Make America Great Again, We Need to Leave the Country http://t.co/4YssG39d"

@StockTwits: Summation of the Week?s Events 8/13 - 8/17 http://t.co/q6VabCFs via @ritholtz $SPY $IWM $QQQ

Clausewitz, Voltaire,Popper, Churchill,Jefferson,Hamilton

$ ??W?ilnz???M/?@ k? ????\ ?RA ??L????? t?*A??|????s??m????2(= ??tz?} ??tzY? A????\g???; . ???? D~??g =<_?Ao?????e??L ??r?X^ ???? ? ??

MW/AMFM~ wrote: @ValaAfshar: Outsmart or ... outcare, outlisten, outconnect, outgive, outlearn, outwork, outlove http://t.co/YqyFFiBr

MW/AMFM~ wrote: @ValaAfshar: Dare to think for yourself. Voltaire

@themoneygame: David Rosenberg Explains What's Behind The Global Rally http://t.co/241wUFxJ

@gdecugis: Secrets of a good Pitch http://t.co/QPLRoLSK by @cgiorgi

@RDCushing: Demand for profits, the shrinking #economy, increasing competition all point to better #BI for #SmallBiz.

MW/AMFM~ wrote: @ValaAfshar: Authenticity is the intersection of what you believe, say and do. In the social era, authentic leadership is a growth driver.

@TJMonticello: Questioning if something can really be attributed to TJ? Check out our growing list of spurious Jefferson quotations! http://t.co/XTdFRqzl

@FastCompany: Re: New API control, "Sad as it may be for users, what Twitter?s doing here is good business." http://t.co/Q5X5KrkJ via @FastCoDesign

@MichaelKitces: What Returns Are Safe Withdrawal Rates REALLY Based Upon? http://t.co/MCDzdrzF

MW/AMFM~ wrote: @ValaAfshar: Purpose, passion and persistence are must haves to achieve big goals. So is the courage to give up and start a new journey.

The betamatrix the boombox of portfolio management

@ewallstreeter: It's Time for Investors to Take Back Our Streets. Here's How... http://t.co/PEsDsMgD

MW/AMPM - a modular MultiVerse design/strategy & process to manage risk and deliver alpha in the new normal

The eight percent solution

Mittlestand chucken kigyo soros and the bundesbank tudor and the japenese market the 8 & bogey

Its the culture stupid the role of culture dynamic systems that involve humans

@BusinessPlanWeb: Design an ethical value statement for your business as foundation for all decisions and actions. http://t.co/wYsrCUoG

@wallybock: I ghostwrite the business book you always wanted your name on. http://t.co/KrBiaWgF #whatido

@KeithMcCullough: @sramt our risk mgt strategy doesn't start w/ conclusions; it starts w/ questions and ends w/ more questions

@KeithMcCullough: Clients love us, competitors loathe us

@NYTSmallBiz: Can a Banker Think Like an Entrepreneur? http://t.co/eQtD6qPQ

@TheStreet: Uncovering Buffett's Entrepreneurial Side http://t.co/Fpqr0cMu video w/ @5GsOnTheStreet

@TheStreet: Uncovering Buffett's Entrepreneurial Side http://t.co/Fpqr0cMu video w/ @5GsOnTheStreet

MW/AMFM~ wrote: @ValaAfshar: 4 hiring tips for your lean startup http://t.co/ZiFDwlpx [don't settle and hire for attitude] #management #tchat

MW/AMFM~ wrote: @ValaAfshar: RT @Jon_Ferrara: It Takes Guts To Start A Company--So How Do You Get 'Em? - http://t.co/E3ydYFP4 #Startups

@investwatchdog: 5 Reasons You Want an Advisor Who is an Acknowledged Financial Fiduciary http://t.co/xb7YDu6G

@MHBusiness: Brand Manager: What's Your Story (& how are you telling it?) http://t.co/4sbvUmGG via @B2Community & @BJ_Emerson of @tastidlite

MW/AMFM~ wrote: @ValaAfshar: The customer's experience is a reflection of your company's brand and core values. #CRMe12

@ValaAfshar: HBS prof Christensen said: all the data we have is from the past. We need to develop theories to guide our future. #CRMe12

MW/AMFM~ wrote: @ValaAfshar: RT @Lager: We are in a world where we can go from idea to $millions in incredibly short time @brianvellmure #crme12

@TheModularWorld: MW/AMFM~ wrote: @ValaAfshar: We are in a information sharing economy, driven by social and mobile consumers. Winning is about co-creatio ...

MW/AMFM~ wrote: @ValaAfshar: Identify your customers stress better than your competition. @Michael_Vickers #CRMe12 [makes sense]

TMW wrote: @ValaAfshar: The simple truth is that life is chaos. As coach wooden said: "be fast, but don't hurry." #spiritchat

@BilleBaty: The important thing is to dare to dream big, then take action to make it come true. Joe Girard. #quotes

TMW wrote: @ValaAfshar: Why everyone from the CEO to the front-line should read "CRUSH IT!" @HowellMarketing http://t.co/YMp9sT1v @garyvee @tedrubin

TMW wrote: @ValaAfshar: Starting a company is a cause, not a job. Once it becomes a job, that's when you lose. - @benparr v @johnsonwhitney

@TheModularWorld: TMW wrote: @ValaAfshar: RT @briansolis: The Strive for Balance is a Journey Not a Destination http://t.co/nWGN28gR

TMW wrote: @HuffingtonPost: How I make my open relationship work http://t.co/p2yrriGD

@umairh: The idea that the "agendas" of either "party" are sufficient to revitalize America is, frankly, delusional.

@umairh: Finally, America's "elites" aren't just disconnected from the middle class. They're almost entirely disconnected from reality.

TMW wrote: @ValaAfshar: Good managers lead through a team with mutual sense of purpose http://t.co/Als3G3dn @harvardbiz #leadership #management

@PeakT: What herbal extract may increase nitric oxide, heal your gonads n arteries n even boost T at times? http://t.co/Iofrvsgp

TMW wrote: @ValaAfshar: With the rise of the knowledge worker, "one does not 'manage' people," @WSJ http://t.co/WMBSj3aD #leadership #management

TMW wrote: @ValaAfshar: Good managers are data driven. Great managers are knowledge driven. Leaders are actionable understanding driven.

@TechCrunch: Dejamor Keeps Your Sex Life Sexy Every Month http://t.co/UuFx7Sdu by @jordanrcrook

MW/AMFM~ wrote: @BloombergTV: What's the 'endowment effect' and why does it matter? @BobRice3 explains to @DeirdreBolton http://t.co/JwYARdkh

MW/AMFM~ wrote: @BloombergTV: What's the 'endowment effect' and why does it matter? @BobRice3 explains to @DeirdreBolton http://t.co/JwYARdkh

@MainandWall: mfim ~ ModularFinance* in Motion ~ ModularFinance* vs The chuken kigyo http://t.co/e0xJkt1m

@moorehn: And left Hambrecht & Quist and Robertson Stephens bags with a friend, mayhap. RT @fbonacci: Manny Hanny tote at the dry cleaners?

@data_nerd: If you like my post on Twitter check me out on Facebook as Carla Gentry in Louisville, KY or http://t.co/vUnI3miK

? ??W?ilnz???M/?@ ?? ???e?\ ??? ?<]&??n??L/?A0  rf????]o?A???^???l H ????s ???????% M?p?[N ??rP; z?? ?<?&???:(M.?u brJM:???? z?A \?6??

MW/AMFM~ wrote: @whpresscorps: RT @passantino: US Jobless claims data posted a day early by mistake http://t.co/BfJxdstt

@SquarespaceHelp: Our workshops schedule is up for next week, including the new "Creating a Business Site". Sign up here: http://t.co/BTDx0L7Y #squarespace6

MW/AMFM~ wrote: @Inc: Zynga was tech's biggest IPO since Google. How has everything seemed to start unravelling since? By @ericmarkowitz http://t.co/6lVmvb4l

@robpas: $MS Bonds Baby the next frontier of Algo "Now, It Is Man vs. Machine" http://t.co/FRM9tWNv

MW/AMFM~ wrote: @nationaljournal: Google agrees to pay record fine for privacy violations http://t.co/9AJvgMbK

@ScottradeAdvisr: #Advisors, looking for blog readers? Try using #LinkedIn. http://t.co/Zd3g7pnC ^SH

@INETeconomics: New economic thinking and the potential to transform politics http://t.co/7iYRneAZ

Is The Cult of Equity Dying?

@Kiplinger: Why the Cult of Equity Is NOT Dying: http://t.co/dxMiRTF7

@TheStreet: MACK: What's in the Pipeline - http://t.co/FTbEvLpo

~mfim~ ModularFinance* In Motion

@JustinWolfers: The marriage of new data and computing power are a threat to professional pontificators, like @mattyglesias. http://t.co/to97xAgE

@KeithMcCullough: Morgan Stanley $MS "considering office consolidations"; business must be on fire

@pdacosta: Inequality and the crisis: the other missing link of macroeconomics?http://t.co/smq2TWOI

@tellittoal: Sometimes I need a book to remind me how financial markets actually work. Here's a good one: http://t.co/UEuGcXMD

@LeadersLearn: Problems cannot be solved at the same level of awareness that created them. Albert Enstein

@herbgreenberg: If $PCLN proves nothing else (an Instant reminder): Valuation doesn't matter till it does and when it does... Momentum in reverse!

@StephanLiozu: Are you truly differentiated? Run a value model to find out. You might be surprised. @LeveragePoint VBP tool brings reality & rationality.

@farnamstreet: "what has happened to the architects of economic meltdown? And has anything really changed for them?" http://t.co/29sDfygY

Here is our value proposition

@Tickbot: Secondary Sources: High-Frequency Trading, Economics Revolution, Housing ... - Wall Street Journal (blog) http://t.co/ifPgMSaW

@julie_segal: 10 years ago I introduced Bogle when he received a Lifetime Achievement award as a rock star in the fin'l industry. http://t.co/8eWyxTCU

Modularfinance and 50 shades of grey

@UVaBreakingNews: Mirror, mirror on the wall, Santa Clara University ranks as survey's second ... http://t.co/7I9nn2n7

@GOALmgr: I don't suffer from insanity. I enjoy every minute of it. ~Author Unknown #quotes

@JeanChatzky: RT @navarrotells: The brain of the horder - some clues to what's going on http://t.co/fFocWHTe

@JustinWolfers: My latest column with @BetseyStevenson: How data and computing power are revolutionizing economics. http://t.co/ivul3QjI

@graystonetrader: Banks compete to prove to regulators that they're "not as bad as the next guy" http://t.co/vuSvHLAE

@ABC: Study Shows Hoarding Separate from OCD http://t.co/CMCH35Lv

@KeithMcCullough: "All truths are easy to understand once they are discovered; the point is to discover them." -Galileo

It the culture stupid we are forced to look into a future that has no data

@HarvardBiz: Treat your sales force like a portfolio of investments that require different levels and kinds of attention http://t.co/KyeRF8qP

@MainandWall: ModularFinance* is a platform design and suite of services that work together to adapt to and profit from structural change

@umairh: My little recent talk in Barcelona on institutional redesign. http://t.co/OodJsjtT

@ValaAfshar: "We?re forced to look into the future, which has no data available about it" http://t.co/pKrD13ZC #business #leadership

@openculture: And Jack Kerouac Reads from His Influential Beat Novel, On the Road (1959). Video: http://t.co/3nFqfUv9

@ValaAfshar: The new is threatening to those who have mastered the old. @simonsinek

@LeadersLearn: If you don't have a competitive advantage, don't compete." -@Jack_Welch

The stationary numbers of modern finance are unrealistic n the real world

No pain no gain unfortunately growing pains

Modularfinance is about getting to the next level it is not a linear glidepath growth is often painful

The next level groom you for the next

Modularfinance requires a modular multiverse platform - the next level when you r ready

Fragile state

Megabank model illsuited to compete at the next level accross all platforms/units because of the incestuous relationship between the parts

If you don't adapt along the way ie take out the baggage you create legacy problems at the next level that's what weill is saying

Put the multiverse to work for you

At mainandwall - see if it works for

The name of the game is modularfinance*

Represent our clients in the financial realm

Our job - help our clients in the financial realm

The gate keepers are gone the cloud is the new platform the sky is the limit

@MainandWall: The music in the market is fractal finding the right beat on the street

Develop collaborative relationships where we can add value _ its that simple

@umairh: Econ's great Achilles heel. "@lisaansell3: @umairh its an elitism thing. If we question it, we are told we couldnt possibly understand."

@GeoEconomics: #drheynen #EconomicThinkers Try to Solve the #Euro Puzzle http://t.co/fhQJLpL3

@scottleadership: If you can't find the circumstances you want, make them! #GeorgeBernardShaw #opportunitynextexit

@BilleBaty: Money is usually attracted, not pursued. Jim Rohn #Quotes

@NAPFA: "Financial advice is fundamentally a people profession." Mark Tibergien #ForbesNAPFAiCon

@BIConline: Advisors are losing business if they haven?t figured out their competitive advantage. Here?s how to articulate it: http://t.co/lJYmCSec

@JeanChatzky: You may be taking more risk than you think and 2 other important things to know about target-date funds http://t.co/5BDbbEq0 via @Money